Your payment options

We believe everyone should have the best quality water – it’s an essential part of everyday life. That’s why we want to make softeners and drinking water solutions affordable for all to enjoy. Choose the payment option that suits you best.

Buy outright

You can pay for your water softener or drinking water solution in full with a debit or credit card or by BACS transfer.

Pay monthly

We offer a range of monthly payment plans from 6 months to 10 years. As with most other loans, these require an approval process (except for the 6 months’ interest free credit option) and are subject to eligibility and credit checks.

You can also choose to rent a water softener for a fixed monthly price.

Enjoy a 3 month trial

Try a Harvey Water Softener for 3 months with no obligation. You’ll make monthly rental payments which we’ll refund in full if you decide not to keep your water softener. 95% of customers keep their water softener at the end of the trial – we’re confident you’ll love yours too.

Flexible payment options to suit you

Select your preferred payment option

Outright purchase

  • Credit card
  • Debit card

0% APR loan

  • Over 6 months
  • Over 12 months
  • Over 18 months

9.9% APR loan

  • Over 3-10 years

Flexible monthly rental

  • Fixed monthly price which never changes
  • Rolling 1 month payments
  • Cancel at any time

More information about our payment options

  • Available to homeowners and tenants
  • All loans from 12 months in length are provided by home improvement lender Hitachi Consumer Finance and are subject to eligibility
  • The Harvey 3 month water softener trial is available with outright purchase or 6 months’ interest free credit. All other payment options come with a 90 day money back guarantee on the water softener.
  • If you make overpayments on loans charging interest, you will avoid paying some interest on future payments and reduce the term of the loan
  • Overpayments and early repayments can be made at any time
  • No deposit required

Examples of loan repayment options

Loan amount of £1,800 6 Months 12 Months 18 Months 3 Years 5 Years 8 Years 10 Years
Monthly repayment £300 £150 £100 £57.64 £37.78 £26.82 £23.27
Total amount repayable over the period £1,800 £1,800 £1,800 £2,075 £2,267 £2,575 £2,792
Interest rate and representive APR 0% (fixed) 0% (fixed) 9.9% (fixed)
Loan provided by Harvey Hitachi Capital Hitachi Capital

Monthly repayments and totals payable correct as at end February 2021.

Loan of £1,800 Monthly repayment Total repayable Interest rate APR
6 mths¹ £300 £1,800 0% (fixed)
12 mths² £150 £1,800 0% (fixed)
18 mths² £100 £1,800
3 yrs² £57.64 £2,075 9.9% (fixed)
5 yrs² £37.78 £2,267
8 yrs² £26.82 £2,575
10 yrs² £23.27 £2,792

Monthly repayments and totals payable correct as at end February 2021.

¹ Loan provided by Harvey

² Loan provided by Hitachi Finance

Flexible rental

For those customers who would like a monthly option without the need to purchase the unit, a Harvey water softener can be rented for as little as £41.95 per month. The rental contract can be cancelled giving one month’s notice. The monthly rental cost is fixed and guaranteed never to increase. All loans except for 6 months 0% APR, are arranged through Hitachi Capital (UK) PLC (trading as Hitachi Consumer Finance). Harvey Water Softeners Limited™ (No. 01362650) is authorised and regulated by the Financial Conduct Authority (Financial Services Register no. 727312).